Minimum Wage It never ceased to amaze me about how much...
I am a mid-40’s father with extensive interests in investing for the purpose of financial freedom.
I have been a self directed investor since 2013. Before this time I was a classic mutual fund investor that paid a way too much for poor performance. I am not a self directed investor just to increase performance or save fees – I genuinely enjoy financial and business news & events and keeping up with them. Being informed of take over events is a big deal for me – earnings seasons are looked forward to. I enjoy investing, it’s one of my hobbies. Further to this, I know myself and have found a style of investing – Dividend Growth Investing that appeals to my personality and goals.
There are a lot of extreme frugality and #FIRE (Financial Independence, Retire Early) Blogs out there, but I am just a normal middle class Dad looking to do what’s best for my families financial future. I am not a coupon clipper, I didn’t sell my house and invest the proceeds in the stock market. I am looking for us to continue living pretty much normal middle class lives but we are trying to be smart about debt and investing. This blog will be just that – helping and learning from normal people about how to do what’s best for each others financial futures.
This blog will also run an ongoing series on stock evaluations and buying. Please do not mistake this for financial advice. It’s a real world out there and people can and do lose money and I have as well. I do have an investing philosophy however that works for my family and the returns that I have got so far are well ahead of the Canadian or American markets. There isn’t any special secret – in fact its more about what I don’t do than what I do. Please do your own due diligence before investing and make sure you are following an investment style that suits your personality and needs. The style that this blog follows – may be that but it may not be as well. Best of luck to all.
Remember, money is freedom and time. I hope we all have more of it.
Thanks for reading and I look forward to us learning from each other